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The owners are very kind. We got alot of our furniture for a great price and great deals. The owner is very helpful a...
What ever you want and for what ever price he will make it happen. He’s so nice and genuine. He makes you smile and l...
3722 S Grand Blvd, St Louis, MO 63118
3722 S Grand Blvd, St Louis, MO 63118

Progressive Leasing - Own It in 12 Months or Less | Sit N Sleep 4 Less

💙 Progressive Leasing - Own It in 12 Months or Less

No Credit Needed | Instant Decisions | Up to $4,000 | 90-Day Purchase Option

The Smart Way to Finance Your Furniture

⭐ Rated #1👥 2M+ Happy Customers🏆 A+ BBB Rating

✅ No Credit Needed

⚡ Decision in Seconds

🏠 Take Home Today

💪 Flexible Payments

🎯 Own in 12 Months

Frustrated with Traditional Financing?

❌ Denied due to credit score?
❌ Can't afford to pay cash upfront?
❌ Need furniture but worried about approval?

✅ Progressive says YES - Get approved today!

How Progressive Leasing Works

1

Apply Online

2-minute application, no credit impact

2

Shop Your Favorites

Browse and select what you need

3

Get Instant Approval

Know your limit immediately

4

Own It Fast

90-day or 12-month ownership paths

Why Choose Progressive Leasing?

🎯 90-Day Early Purchase

Save money by paying off early. Pay within 90 days and save on total cost!

💰 Up to $4,000

Plenty for complete room sets. Get approved for what you need.

⚡ Instant Approval

Online decision in seconds. No waiting, no hassle.

🏆 55,000+ Stores

Largest partner network. Shop almost anywhere!

📱 Easy Management

Mobile app for payments & tracking. Manage everything from your phone.

🔄 No Long-Term Obligation

Return items anytime, no questions. Flexible and risk-free.

💳 Soft Credit Check

Won't hurt your score. Apply with confidence.

🏠 Multiple Categories

Furniture, electronics, appliances & more. One approval, endless options.

⏰ Limited Time Special Offer

Apply today and get your first payment deferred 30 days!

⏳ Offer ends soon - Don't miss out!

🎁 Claim This Offer Now

Simple Requirements - Most People Qualify

✓ 18 Years or Older

✓ Active Checking Account

90+ days old

✓ $750+ Monthly Income

After taxes

✓ Valid Phone & Email

✓ Government-Issued ID

✓ Debit Card or Account Info

✓ No Credit Score Required!

Calculate Your Monthly Payment

💡 Payment Example:

Purchase Amount: $1,500
Weekly Payment: ~$35/week
Bi-Weekly Payment: ~$70 every 2 weeks
Monthly Payment: ~$140/month

90-Day Payoff: $1,575 (save $$!)
12-Month Total: $2,100

Shop Popular Items with Progressive

🛋️ Living Room Sets

From $89/month

Apply Now

🛏️ Bedroom Furniture

From $75/month

Apply Now

💤 Mattresses

From $50/month

Apply Now

🍽️ Dining Sets

From $65/month

Apply Now

Two Ways to Own Your Furniture

Feature 90-Day Early Purchase 12-Month Standard
Payment Period Pay off in 90 days Pay over 12 months
Total Cost Save $$$ on total cost Smaller monthly payments
Best For Quick ownership Budget flexibility
Example $1,500 → $1,575 $1,500 → $2,100

See Why Progressive is the #1 Choice

Feature Progressive Acima Snap Traditional Credit
Stores Available 55,000+ 15,000+ 10,000+ Varies
Approval Speed Instant Minutes Seconds Days
Credit Check Soft Minimal None Hard
Early Buyout 90 days 90 days 100 days N/A
Max Amount $4,000 $5,000 $5,000 Credit-based

Progressive vs. Traditional Rent-to-Own

Feature Progressive Old-School RTO Stores
Stores to Choose From 55,000+ 1 store only
Application Online, instant In-store, time-consuming
Selection Unlimited Limited inventory
Pricing Retailer prices Marked up 200-300%
Early Buyout Yes, saves money Limited or no options

Manage Everything from Your Phone

📱 Progressive Mobile App Features:

Payment Dashboard - See all your payments in one place
Purchase History - Track what you've leased
Store Locator - Find Progressive stores near you
Early Payoff Calculator - See how much you'll save

Download the Progressive Leasing App:

📲 App Store | Google Play

Find Progressive Leasing Stores in St. Louis

🗺️ Stores in St. Louis that Accept Progressive:

Furniture Stores - Living room, bedroom, dining
Mattress Stores - All sizes and brands
Electronics Stores - TVs, computers, audio
Appliance Stores - Refrigerators, washers, dryers

Find stores near you:

🔍 Search Progressive Stores in St. Louis →

Frequently Asked Questions

How does Progressive Leasing work?
Progressive Leasing is a lease-to-own program that lets you get the furniture you need today and pay over time. You make regular payments and can own the item in 12 months or use the 90-day early purchase option to save money.
Do I need good credit to apply?
No! Progressive uses a soft credit check that won't hurt your score. Most people are approved regardless of credit history. You just need income, a checking account, and valid ID.
What are the requirements to qualify?
You must be 18+, have an active checking account (90+ days), earn $750+ monthly income, have a valid phone/email, government-issued ID, and debit card or account info. No credit score required!
How much can I get approved for?
Progressive approves up to $4,000 based on your income and banking history. Most customers are approved for $1,500-$3,000.
What is the 90-day purchase option?
If you pay off your lease within 90 days, you only pay the retail price plus a small processing fee - saving you hundreds compared to the 12-month total!
Can I return items if I need to?
Yes! Progressive offers flexible returns. If you can't continue payments, simply return the items with no penalty or long-term obligation.
How do I make payments?
You can make payments online, through the mobile app, by phone, or set up automatic payments. Choose weekly, bi-weekly, or monthly payment schedules.
Is there a penalty for paying off early?
No! You can pay off early anytime without penalty. In fact, paying within 90 days saves you money with the early purchase option.
What stores accept Progressive Leasing?
Over 55,000 stores nationwide accept Progressive including furniture stores, mattress stores, electronics retailers, and appliance stores. Use the store locator to find participating stores near you.
Does Progressive report to credit bureaus?
Progressive may report payment history to credit bureaus, which could help build your credit with on-time payments. However, applying does not impact your credit score.
Can I use Progressive at multiple stores?
Yes! Once approved, you can use your Progressive approval at any participating store up to your approved amount.
What happens if I miss a payment?
Contact Progressive immediately if you'll miss a payment. They work with customers to find solutions. If you can't continue, you can return items without penalty.

Join 2 Million Happy Customers

⭐⭐⭐⭐⭐

"Got approved when banks said no! Progressive made it so easy to furnish my apartment. The 90-day buyout saved me hundreds!"

- Sarah M., St. Louis

⭐⭐⭐⭐⭐

"Easy process, took home furniture same day. The mobile app makes payments super convenient. Customer service was amazing!"

- James T., Tower Grove

⭐⭐⭐⭐⭐

"Love the 90-day buyout option! I paid off my sectional early and saved so much money. Progressive is the best!"

- Maria G., South City

Your Information is Safe with Us

🔒

SSL Encryption

Norton Secured

🛡️

McAfee Secure

🏆

BBB A+ Rating

🔐 We never sell your personal information

Ready to Get Started?

Apply now and get approved in 60 seconds. It's free and won't affect your credit!

Get Approved Now - It's Free

Complete the application online or call us directly:

🔒 Secure & Confidential⚡ 60-Second Process✅ No Credit Impact

📍 Visit Our Showroom

Sit N Sleep 4 Less Home Furnishings
3722 S Grand Blvd, St. Louis, MO 63118
📞 (314) 664-8233
Monday-Saturday: 10am-6pm | Sunday: Closed
Progressive Leasing Available In-Store

5 Stars
Top Rated
Delivery Available
Payment Options Available