Lease-to-own with Acima gives you more flexibility than traditional rent-to-own. You can shop at thousands of stores nationwide, get approved for higher amounts (up to $5,000), and save money with the 90-day early buyout option. Unlike rent-to-own stores, you choose from our full inventory of high-quality Ashley and Coaster furniture.

Acima may report payment activity to credit bureaus, which can help you build credit when you make on-time payments. The initial application uses minimal credit checks and won't hurt your score significantly. Positive payment history can boost your credit over time.

Yes! Once approved, you can use your Acima approval at any of our 15,000+ partner stores nationwide. Shop for furniture at Sit N Sleep 4 Less, electronics at another store, and more. Your shopping power is flexible.

Within the first 90 days of your lease, you can pay off the remaining balance and pay significantly less than the full-term cost. This works similar to 'same as cash' promotions and can save you hundreds. Example: $1,200 furniture cash price – full lease term ~$2,280; 90-day buyout ~$1,440. You save $840!

Sit N Sleep 4 Less Home Furnishings (3722 S Grand Blvd) is a proud Acima partner! We also work with hundreds of other stores in the St. Louis area. Call (314) 664-8233 to confirm if a specific store accepts Acima.

Yes! You can use the 90-day early buyout option or pay off your lease at any time without penalty. The sooner you pay off, the less you pay overall. Acima does not charge prepayment fees.