Absolutely—and it's the smartest way to maximize your buying power.

Here's how it works:

• 20% down payment (recommended): A $2,000 refund becomes $10,000 in furniture purchasing power
• 30% down payment: More equity upfront = lower monthly payments
• 10% down payment: Maximum leverage if you need to furnish multiple rooms

Example: $3,000 tax refund with 20% down = You can get the Complete Home Package ($4,299) + finance $3,699 over 24 months = $154/month

Financing options: We work with multiple lenders. Most approvals same-day. See financing options

The three bundles above are our top tax season deals—but here's why they work:

Starter Home Package ($1,899):

• Covers living room + master bedroom basics
• Saves $751 vs. buying separately
• Perfect for singles/couples new to St. Louis

Complete Home Package ($4,299) - BEST VALUE:

• Furnishes living + bedroom + dining room
• Saves $1,901 vs. individual purchases
• Most popular for families expecting guests

Growing Family Package ($5,899):

• Everything above + kids' rooms
• Saves $1,901 vs. piece-by-piece
• Ideal for families of 4+

Can't decide? Call 314-664-8233 and we'll customize a bundle for your exact needs.

Order by 2pm, delivered same day to South City (63118, 63116, 63111).

Here's the process:

1. Visit our showroom at 3722 S Grand Blvd - Test every piece in person
2. Choose your package - We'll verify it's in stock
3. Pick your delivery window - Morning (9am-12pm) or Afternoon (1pm-5pm)
4. We deliver & assemble - You don't lift a finger

Emergency delivery? If you need it TODAY, call 314-664-8233 immediately. If we have it in stock and you're in South City, we can often deliver within 3-4 hours.

Pro tip: Book your delivery time when you order—tax season is peak furniture season and delivery windows fill up fast.

Yes! Pay with your full tax refund (cash/debit) and save an additional 5-10%.

How the cash discount works:

• Starter Package ($1,899): 5% discount = Save $95 → Final price $1,804
• Complete Home Package ($4,299): 7% discount = Save $301 → Final price $3,998
• Family Package ($5,899): 10% discount = Save $590 → Final price $5,309

Why we offer this: Cash/debit transactions save us processing fees, and we pass those savings to you.

Combine with bundle savings: Complete Home Package normally $6,200 → Bundle price $4,299 → Cash discount $3,998 = You save $2,202 total

Important: Discount applies to cash, debit, or check. Credit cards don't qualify (processing fees).

Every piece comes with visible manufacturer tags and plastic wrapping intact.

Here's our guarantee:

• All furniture arrives wrapped in factory plastic
• Manufacturer tags attached (we don't remove them until delivery)
• Serial numbers verifiable - You can call the manufacturer
• No showroom floor pieces in bundles (unless you specifically request)

Before we deliver: You can inspect packaging in our warehouse. If any seal is broken or tags are missing, we'll get you a different unit.

Why this matters: Bed bugs hide in fabric seams and wood joints. Factory-sealed means the furniture has NEVER been in someone's home, car, or storage unit.

Our promise: If you find ANY evidence of bed bugs within 30 days, we'll replace it at no cost + pay for professional inspection. (This has never happened.)

We can adjust your bundle on the fly—or break it into monthly payments.

Scenario 1: Refund is $1,500 instead of $2,500

• Option A: Choose Starter Package ($1,899) with 20% down ($380) + finance $1,519
• Option B: Get Complete Home Package with 10% down ($430) + finance $3,869
• Option C: Pay $1,500 cash for scaled-down Living Room Package

Scenario 2: Refund hasn't arrived yet

• Reserve your furniture with $50-$100 deposit
• We'll hold it up to 2 weeks while you wait for IRS
• Pay balance when refund hits your account

Bottom line: We work with YOUR budget, not against it. Call 314-664-8233 and we'll figure it out together.